Accentra CU - formerly HECU 
  
Member Online - Account Access Click here to apply online.
 
      Want to Join? Click here for details.

0% Financing?

Don't be fooled by dealer rates! 
Combine our low rates with the dealer's rebate and pay LESS than many dealer loans. Use our comparison calculator and see how Accentra can save you more. 


Insurance Options

Is your auto loan properly insured? Click here for details.

Get lower rates with our Accent Rewards program!

Vehicle Loans

A member may request loan approval before she/he starts shopping for a vehicle. Once it's approved, the member may select a vehicle at his/her leisure. A pre-approved vehicle loan is valid for 60 days. Pre-approved financing may give the member an advantage when bargaining for the price of the vehicle. Click here to check our current rates! 

New Vehicle
Accentra may finance up to 100% of the purchase price of a new car, truck, van or RV, excluding tax and license and not to exceed retail value. Term and maximum loan amount may vary based on credit history. 
Used Vehicle
Accentra may finance up to 100% of the high NADA Book value (call for NADA Book details) or 100% of the purchase price, whichever is less. Term and maximum loan amount may vary based upon credit history. 
Motorcycle, Watercraft, RV Loan
Accentra may finance up to 100% of the purchase price if new or up to 100% of the retail book value (or purchase price, whichever is less) if used. Terms and maximum loan amount may vary based on credit history.
Have You Tried CUARC?
We've teamed up with CU Companies to present the CU Auto Resource Center (CUARC). Now you can buy new or used, domestic or foreign vehicles at substantial savings and never have to step foot into a car dealership. Click here for details.

Get a loan now!
You can apply online for a loan day or night, 365 days a year!

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Savings Federally Insured
up to $250,000

Accentra Credit Union
Austin, MN - (507) 433-1829 
Albert Lea, MN - (507) 373-6500 
Toll-Free 800-533-0448
Email: ask@accentracu.org
ABA Routing & Transit Number 291973292

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