 Certificates of Deposit
Certificates of Deposit will give you a high rate of return
for your investment. You choose the term that you want from three
(3) months, to over sixty (60) months, and you will earn an annual
yield for the term of the Certificate. Interest earned may be
deposited into your account (either monthly or quarterly) or added
to the Certificate balance quarterly.
A minimum deposit of $500 is required on most Certificates. We
offer a higher rate certificate with a minimum deposit of $50,000
and a term of 12 months or more. The 7 month certificate requires a
minimum deposit of $2,500. We also offer a three year step-up
certificate, where you can change the rate once during that period.
Contact Member Services for further details. Please check the rate board for the
current rates.
Rates are set weekly for new Certificates. Your rate is constant
until maturity.
Certificates of Deposit are automatically renewable. There is a
seven-day grace period (including the maturity date) at the end of the term during which you can
withdraw your money without penalty or make changes. The Certificate will automatically renew at the interest rate in effect at the
time of renewal.
Substantial penalties for early withdrawal are levied on all
certificates.
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