Accentra CU - formerly HECU 
  
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Looking for a Lower Loan Rate?
Members who qualify for higher Accent Rewards levels receive additional discounts on select consumer loans. Our current loan rate discount is .25% for Level II and .50% for Level III. Learn more about Accent Rewards!

Loan Rates as of January 1, 2009 

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You can apply day or night, 365 days a year! Apply online for a loan and get approved within minutes!

Term*

APR**

Secured-Consumer (including Vehicle Loans)

Terms also available for 84-180 months. 
Call us for details.

24 months as low as 5.40%
36 months as low as 5.65%
48 months as low as 5.90%
60 months as low as 6.15%
 72 months as low as 6.65%
84 months as low as 7.15%
Signature-Consumer 24 months as low as 10.40%
36 months as low as 10.90%
48 months as low as 11.40%
VISA Classic 8.90%-15.90%
Home Improvement (Variable Rate) 24-180 months 5.25%
Fixed-Rate Home Equity (MN only) 60-120 months 6.25%-8.00%
Variable-Rate Home Equity Line of Credit (MN only) 120 months 5.00%-5.50%
First Mortgages                      Call Accentra at 507-434-3309 or 1-800-533-0448. 

* Term of loan may vary based on borrower's credit history and type of property offered as collateral.
**APR is Annual Percentage Rate. To qualify for the lowest quoted rate in each term, member must meet minimum credit score criteria.
Lowest quoted rate does not include Accent Rewards program discounts. Click here for Rewards discount details.


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Savings Federally Insured
up to $250,000

Accentra Credit Union
Austin, MN - (507) 433-1829 
Albert Lea, MN - (507) 373-6500 
Toll-Free 800-533-0448
Email: ask@accentracu.org
ABA Routing & Transit Number 291973292

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