Accentra CU - formerly HECU 
  
Member Online - Account Access Click here to apply online.
 
      Want to Join? Click here for details.

Direct Deposit Saves Time

Your employer can electronically transmit your paycheck into your Accentra account. It's a safe, convenient way to start earning interest on your money sooner! Call (507) 433-1829 or 1-800-533-0448 to get started.

 

Save Automatically

With our Automatic Savings Plan, you can put a portion of each paycheck into your Credit Union savings account. It's a painless way to save for taxes, holiday expenses, a vacation or anything else.

 

Share Savings Accounts

The first step in joining Accentra Credit Union is opening a Share Savings Account. Your first $5 in this account represents your share (member ownership) in the Credit Union. 

As long as you maintain a $5 minimum balance in your Primary Savings account, you remain eligible for all membership benefits. Your savings account earns a dividend which is usually higher than you'll find at other financial institutions. This dividend is computed daily and paid quarterly. 

See our current Savings Account Dividend Rates.

Did You Know?
Your deposits are fully insured up to $250,000. This deposit insurance protection is provided by the National Credit Union Administration (NCUA), an independent agency of the United States Government. For more information, visit www.ncua.gov.

Christmas Club Accounts

Reduce your holiday stress. In October we automatically transfer the proceeds of Christmas club accounts into your savings accounts. Just think how much less stress you would have this holiday season if you have the extra money needed for gifts, clothes, parties, etc.

  • New Christmas Club Accounts may be opened with a minimum $20 deposit.
  • No monthly service fee is charged.
  • Dividends are earned daily and credited to the account quarterly.

Now is the time to start putting money aside for next year's holiday season.
Open your Christmas Club account today! Payroll deduction and automatic transfer may make deposits painlessly and conveniently. Our Financial Service Representatives look forward to helping you get started to a less stressful holiday season.


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Savings Federally Insured
up to $250,000

Accentra Credit Union
Austin, MN - (507) 433-1829 
Albert Lea, MN - (507) 373-6500 
Toll-Free 800-533-0448
Email: ask@accentracu.org
ABA Routing & Transit Number 291973292

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