Accentra Credit Union

800.533.0448

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Page Title

Business Checking

  • Accent Checking
  • Basic Checking
  • Business Checking
  • Debit Cards
  • Share Savings
  • Savings Rates
  • Christmas Club
  • IRA
  • Money Market
  • Certificates of Deposit
  • WINcentive™ Savings

Business Checking

At Accentra we believe your business deserves a partner that works to provide simple, hassle-free financial services. We offer a full range of easy to understand product and service options that will meet the needs of businesses of any size.

All of your business deposit accounts, including checking, receive interest. We keep our service fee structure simple and you receive same day credit on deposited funds – meaning no more midday cut-off times or uncollected funds balances to reconcile. We want to make sure you’re focused on running your business, not balancing your check book. A $50 deposit is needed to open an Accentra checking account.

Free Business Services

In addition to receiving interest on your deposit accounts, you have access to a number of products and services at no cost. These benefits are just the beginning of the enhanced level of service you’ll receive as an Accentra member.
  • 24/7 Account Access with Online Banking
  • Online Bill Pay
  • E-Statements
  • Medallion Signature Guarantee
  • Notary Public Service
  • Night Drop
  • VISA Debit/Check Card
  • VISA Credit Card
  • ATM Card
  • NCUA Deposit Insurance
Additional service charges may apply depending on activity. Charges are subject to change.

Opening an Account

To open a new business account, you will need to provide the following:
  • Articles of Incorporation or Organization, Partnership Agreement, or DBA filing.
  • Employer Identification Number (EIN) or Federal Tax Identification Number (TIN) registered to business.
  • Legal documentation that shows when the company was formed, filing with Minnesota Secretary of State.
  • Personal identification and social security numbers of all authorized signers.

Additional Services

Understanding that your business needs a full service business partner, we offer a variety of financial related services. Some of these services include:
  • Merchant Processing
  • ACH Origination
  • Overdraft Protection
  • Corporate Credit Cards
  • 401k Plan Administration*
  • SEP Plans*
  • Key Person Life Insurance* 
Pricing for these services varies based on a number of factors. If you are interested in learning more, contact a Credit Union representative. *Services offered through our 3rd party business partner.

Business Checking and Money Market Savings Interest Rates

              Dividend Rate                    APY        Interest Compounded                       Balance

                  0.05%                            0.05%                  Monthly                            $           0 -    $  9,999

                  0.10%                            0.10%                  Monthly                            $ 10,000  -   $24,999

                  0.15%                            0.15%                  Monthly                            $ 25,000  -   $49,999

                  0.20%                            0.20%                  Monthly                            $ 50,000  -   $99,999

                  0.35%                            0.35%                  Monthly                            $100,000 - $249,999

                  0.50%                            0.50%                  Monthly                            $250,000 – Greater



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ABA ROUTING AND TRANSIT NUMBER: 291973292

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Deposit and Loan Products offered by: Accentra Credit Union, An Equal Housing Lender
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