APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.

Share Savings Learn More

Dividend Rate APY* Interest Compounded Minimum Opening Deposit
0.05% 0.05% Quarterly $5.00

Dividends are calculated on an average daily balance, and are compounded and credited quarterly. Dividend rates and annual percentage yields (APY) may change monthly after the account is opened, based on market conditions. Withdrawals and service charges or fees may reduce earnings.

Christmas Club Back to Top Learn More

Dividend Rate APY* Interest Compounded Minimum Opening Deposit
0.10% 0.10% Quarterly $20.00

Dividends are calculated on an average daily balance, and are compounded and credited quarterly. Dividend rates and annual percentage yields (APY) may change monthly after the account is opened, based on market conditions. Withdrawals and service charges or fees may reduce earnings.

IRA Savings Back to Top Learn More

Dividend Rate APY* Interest Compounded Minimum Opening Deposit
0.10% 0.10% Quarterly $20.00

Dividends are calculated on an average daily balance, and are compounded and credited quarterly. Dividend rates and annual percentage yields (APY) may change monthly after the account is opened, based on market conditions. Withdrawals and service charges or fees may reduce earnings.

Money Market Savings Back to Top Learn More

Dividend Rate APY* Interest Compounded Balance
0.05% 0.05% Monthly $0 - 2,499
0.05% 0.05% Monthly $2,500 - 9,999
0.10% 0.10% Monthly $10,000 - 24,999
0.15% 0.15% Monthly $25,000 - 49,999
0.20% 0.20% Monthly $50,000 - 99,999
0.35% 0.35% Monthly $100,000 - Greater

Dividends are calculated on an average daily balance, and are compounded and credited quarterly. Dividend rates and annual percentage yields (APY) may change monthly after the account is opened, based on market conditions. Withdrawals and service charges or fees may reduce earnings.

Certificate Accounts Back to Top Learn More

Term Rate APY* Interest Compounded Minimum Opening Deposit
3 Months 0.20% 0.20% At Maturity $500.00
6 Months 0.25% 0.25% At Maturity $500.00
6 Months Special*** 4.50% 4.55% At Maturity $500.00
12 Months 0.30% 0.30% Quarterly $500.00
12 Months Special 0.50% 0.50% Quarterly $2,500.00
18 Months** 3.92% 3.99% Monthly $10.00
24 Months 0.40% 0.40% Quarterly $500.00
36 Months 0.50% 0.50% Quarterly $500.00
48 Months 0.60% 0.60% Quarterly $500.00
60 Months 0.70% 0.70% Quarterly $500.00

*APY = Annual Percentage Yield
**Applies to 18 month term only: the interest rate and Annual Percentage Yield (APY) are variable and is based on an Index. 18 month CD is not available to Business Accounts.
*** Applies to 6 month special certificate only: At maturity, the 6-month special certificate will automatically renew at the standard 6-month certificate's rate and term.

Cars, Trucks, and Vans Back to Top Learn More

Term Rates 0 - 2 years 3 - 5 years 6 - 10 years 10+ years
12 Months 6.67% 7.92% 8.42% 8.92%
24 Months 6.49% 7.74% 8.24% 8.74%
36 Months 6.42% 7.68% 8.18% 8.68%
48 Months 6.49% 7.74% 8.24% 8.74%
60 Months 6.67% 7.93% 8.43% 8.93%
72 Months 6.71% 7.96% 8.46% 8.96%

*Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Rates are subject to change.
**APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available.
Payment Example:  A 60 month $25,000 fixed rate secured new auto loan at 6.67% APR* has an approximate monthly payment of $491.19.

Motorcycles, ATVs, Snowmobiles, and Jetskis Back to Top Learn More

Term Rates 0 - 2 years 3 - 4 years 5 - 7 years 8+ years
12 Months 7.87% 8.87% 9.12% 9.62%
24 Months 7.69% 8.69% 8.94% 9.44%
36 Months 7.63% 8.63% 8.88% 9.38%
48 Months 7.79% 8.80% 9.05% 9.55%
60 Months 7.88% 8.88% 9.13% 9.63%
72 Months 8.06% 9.06% 9.31% 9.81%

*Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Rates are subject to change.
**APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available.
Payment Example:  A 60 month $25,000 fixed rate secured new PowerSport loan at 7.88% APR* has an approximate monthly payment of $505.41.

Boats, RVs, Campers Back to Top Learn More

Term Rates 0 - 2 years 3 - 5 years 6 - 10 years 10+ years
12 Months 7.62% 8.87% 9.37% 9.87%
24 Months 7.44% 8.69% 9.19% 9.69%
36 Months 7.38% 8.63% 9.13% 9.63%
48 Months 7.34% 8.59% 9.10% 9.60%
60 Months 7.47% 8.73% 9.23% 9.73%
72 Months 7.56% 8.81% 9.31% 9.81%
84 Months 8.05% 9.30% 9.80% 10.30%
120 Months 8.24% 9.49% 9.99% 10.49%
144 Months 8.43% 9.68% 10.18% 10.68%
180 Months 8.52% 9.78% 10.28% N/A

*Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Rates are subject to change.
**APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available.
Payment example: A 60 month $25,000 fixed rate secured new boat/camper/RV loan at 7.47% APR* has an approximate monthly payment of $500.64.

Other Secured Loans Back to Top Learn More

Term Rates 0 - 2 years 3 - 4 years 5 - 7 years 8+ years
12 Months 7.87% 9.12% 9.62% 10.12%
24 Months 7.69% 8.94% 9.44% 9.94%
36 Months 7.63% 8.88% 9.38% 9.88%
48 Months 7.59% 8.85% 9.35% 9.85%
60 Months 7.73% 8.99% 9.49% 9.99%
72 Months 7.81% 9.06% 9.56% 10.06%
84 Months 8.05% 9.30% 9.80% 10.30%
120 Months 8.54% 9.79% N/A N/A

*Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Rates are subject to change.
**APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available.
Payment Example:  A 60 month $25,000 fixed rate new other secured loan at 7.73% APR* has an approximate monthly payment of $503.74.

Home Loans Back to Top Learn More

Term Rates as low as* APR**
10 Year Fixed 6.375% 6.765%
15 Year Fixed 6.500% 6.871%
20 Year Fixed 6.500% 6.796%
30 Year Fixed 6.875% 7.105%

Fixed rate repayment terms and an amortization schedule.

Construction Loans Back to Top Learn More

Term Rates as low as* APR**
Up to 1 Year 6.000% 6.273%

During the construction phase, payments are interest only based on the loan amount advanced. 

Home Improvement Loans Back to Top Learn More

Loan Amount as low as*
Up to $10,000 6.00%

*Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Rates are subject to change.
**APR = Annual Percentage Rate is based on a $100,000 mortgage with a 1% origination fee and a 20% down payment.

Home Equity Loans Back to Top Learn More

Term Rates as low as* APR**
5 Year Fixed Rate, Up to 80% of Value 6.125% 6.416%
10 Year Fixed Rate, Up to 80% of Value 7.125% 7.283%

Payment example: A 5 year $15,000 fixed rate home equity loan at 6.416% APR has an approximate monthly payment of $290.86. Other terms and amounts are available.

Home Equity - Line of Credit Back to Top Learn More

Term Rates as low as*
Introductory Rate for 6 months 3.900%
Rate after 6 months 8.500%

Payments: 1.0% of principal balance owed on the monthly billing date (minimum payment $50) after each new advance. Loan term is 20 years - 10 year draw period and 10 repayment period. Rate subject to change semi-annually. Maximum rate 18%. A 20 year $30,000 variable rate home equity loan at 8.50% APR has an approximate monthly payment of $300. Other terms and amounts are available.

Balloon Loans Back to Top Learn More

Term Rates as low as* APR**
5 Year Balloon 6.000% 6.273%
7 Year Balloon 6.125% 6.399%
10 Year Balloon 6.375% 6.765%

 

Balloon Loan repayment terms and an amortization schedule.

Business Checking and Money Market Savings Interest Rates Back to Top Learn More

Dividend Rate APY Interest Compounded Balance
0.05% 0.05% Monthly $0 - $9,999
0.10% 0.10% Monthly $10,000 - $24,999
0.15% 0.15% Monthly $25,000 - $49,999
0.20% 0.20% Monthly $50,000 - $99,999
0.35% 0.35% Monthly $100,000 - $249,999
0.50% 0.50% Monthly $250,000 - Greater