Loan Protection

Protect the investment you’ve made in your vehicle with Mechanical Breakdown Protection (MBP). MBP covers the costs of repairs to the mechanical parts of your vehicle that break down and are not related to events, like an accident, that would be covered by a traditional auto insurance policy. MBP can be applied to new or used vehicles and provides peace of mind that your vehicle will always be road-ready.

Mechanical Breakdown Protection from Accentra includes:

• Competitively priced coverage for new and used vehicles with low or no deductible
• Cost can be financed into your loan payment
• Repairs authorized at any licensed facility in the US and Canada
• Claims paid directly to the repair facility
• Total loss refund that will pay back the original premium
• Additional benefits include 24-hour emergency roadside assistance, towing reimbursement, lock out service, rental car assistance, and much more
• Coverage may be cancelled at any time for any reason

If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will be required to pay the difference, or cover the "gap", between your insurance settlement and the remaining balance on your loan. GAP Insurance is designed to cover that expense.

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GAP Insurance

GAP keeps you in the driver’s seat

Congratulations! You’re about to buy a vehicle. That is a big investment. How will you protect your asset, if something happens down the road?

• Purchasing a vehicle?
  • Protect your investment with GAP Advantage
• Guaranteed Asset Protection (GAP) Advantage
  • Is a voluntary, non-insurance program that works with your standard car insurance. It protects the “gap” between the vehicle’s value and the amount you still owe on your loan if your vehicle is stolen or totaled.
• Protect your wallet
  • Once you drive off the lot, your vehicle is already worth less. Since most insurance companies base their claim payments on the current value of your vehicle, your loan or lease could be higher than the value of your vehicle in the event of a total loss. Which means you could owe out-of-pocket money to pay off your loan.
• GAP Advantage’s key benefits
  • Whether you’re buying a new or used vehicles, GAP Advantage can help relieve your worries – and the financial impact on your wallet – if the unexpected happens.
  • That’s because it waives the difference between your primary insurance company’s settlement – and the payoff of your loan blance, up to a certain loan to value maximum (LTV) and subject to limitations and conditions. 1
  • The LTV compares the total amound originally financed to the vehicle’s value at ths start of the loan. Included in this waiver is tyour insurance deductible, up to $1,000. 2
  • Plus: GAP Advantage gives you a credit up to $1,000 toward the financing or lease of a replacement vehicle – at the original financial institution and within a certain timeframe.
  • Please consult with your financing representative regarding application of the LTV limitation to your specific circumstances.

Vehicles GAP covers:

• Automobiles
• Vans
• Light Trucks
• ATVs
• Motorcycles
• Jet skis
• Snowmobiles
• Boats
• Travel Trailers
• Motorhomes

Loan Protection Services - Route 66 Warranty

• Avoid Costly Repairs
  • Be ready for the unexpected and ensure you’re covered in the event a mechanical breakdown occurs. With Mechanical Breakdown Protection from Route 66 Warranty, you can rest easy knowing you are covered.
  • Route 66 Warranty’s Mechanical Breakdown Protection Plans are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires added resale value.
• Inclusive benefits
  • Zero deductible
  • Nationwide coverage
  • 24/7/365 Emergency Roadside Service
  • 30 Day Money-Back Guarantee
  • Transferrable
  • Trip Interruption
  • Direct Claim Payments via Visa/Mastercard
• Total Loss Refund
  • If your car is declared a total loss by the insurance company due to collision or act of God, we will refund the entire original premium of your service agreement.
• All Plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service for when the unexpected happens:
  • Towing
  • Lock-out Service
  • Batter Jump Starting
  • Flat Tire Assistance
  • Minor Adjustments
• About Route 66
  • Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That’s why so many people depend on Route 66 Warranty. No matter where you travel in the Unites States, we protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor.
• It’s That Simple

Coverage types:

Loan Protection Services – Route 66 PowerSports Warranty

Route 66 Warranty has a complete line of coverage designed to keep you on the go. Even the most reliable motorcycle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the United States, we protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor. All of our plans come with 24 hour/ 7 days a week Emergency Roadside Service.

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