Savings

Compare Our Savings Accounts for Every Financial Goal

Whether you're building an emergency fund, saving for retirement, or growing your money with higher returns, Accentra Credit Union offers flexible savings account options for Minnesota residents. Choose from traditional savings, money market accounts, IRAs, and certificates designed to help you reach your financial goals faster.

Benefits of Saving with Accentra

  • Open a share savings account to establish your credit union membership
  • Earn guaranteed returns with certificates (CDs)
  • Access higher dividend rates with money market accounts
  • Save for retirement with Traditional and Roth IRA options
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Certificates

Certificate accounts (also known as CDs) offer a safe and predictable way to grow your savings with fixed interest rates over a set term. Accentra Credit Union provides flexible certificate options for Minnesota members looking to earn higher returns without market risk.

 

  • Guaranteed fixed interest rates for the full term
  • Low minimum deposit starting at $10
  • Multiple term options to match your savings goals
  • Ideal for short- or long-term savings strategies
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Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) help you save for retirement while taking advantage of potential tax benefits. Accentra offers both Traditional and Roth IRA options, giving members flexibility in how they grow and manage their retirement savings.

 

  • Traditional and Roth IRA options available
  • Potential tax advantages depending on account type
  • Designed for long-term retirement savings
  • Competitive dividend rates to grow your balance
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Money Market Account

A money market account offers higher dividend rates while still providing flexibility to access your funds. This account is ideal for members who maintain higher balances and want to maximize their earnings while keeping funds accessible.

 

  • Earn higher interest rates with larger balances
  • Flexible access to your funds when needed
  • $2,000 minimum opening deposit
  • Ideal for growing savings with liquidity
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Share Savings

A share savings account is the foundation of your membership with Accentra Credit Union. With a low opening deposit, this account allows you to access all of Accentra’s financial products while building your savings securely.

 

  • Establish membership with just a $5 deposit
  • Safe and secure place to grow your savings
  • Access to all Accentra financial products and services
  • Ideal for everyday savings and financial flexibility
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