Accentra Credit Union - Simply Better Banking

The Credit Union Difference

Member-owned. Not-for-profit. Here to help you reach your financial goals.

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Your Financial Journey Starts Here

Free tools, resources, and guidance to help you save smarter and plan ahead.

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Rooted in Our Communities

Proudly serving Austin, Albert Lea, Kasson, and beyond since 1930.

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Home Equity Loans

as low as

5.413%^APR*

Turn your home's value into opportunity.

Construction Loans

as low as

5.266%^APR*

Build your dream home, your way.

30 Year Fixed

as low as

6.218%^APR*

Lock in stability for your forever home.

Autos & Trucks

36 Month Terms as low as

5.12%^APR*

Drive happy with great rates and local service.

ATVs | Motorcycles | Snowmobiles

36 Month Terms as low as

7.13%^APR*

Adventure starts here - on road or off!

RVs | Campers | Boats

48 Month Terms as low as

6.60%^APR*

Make every season an adventure.

Home Improvement Loans

Rates as low as

5.75%^APR*

Upgrade your space, inside and out.

Personal Term Loans

48 Month Terms as low as

11.76%^APR*

Funds for life’s big or small moments.

HELOC Loans

6 Month Into rate as low as

3.90%^APR*

(Rate after 6 months 6.75%^APR*)

Flexible funds when you need them most.

as low as

8.90%^APR*

Enhanced swipe-ability.

Great low rate PLUS earn rewards on every purchase.

Specials and Upcoming Events

Commercial Equipment Loan Special

Finance the equipment that keeps your business running.

As low as

4.99%

APR*

$500 Scholarship Opportunity for Accentra Members

Application Deadline April 1st

$500

Scholarship

Upgrade Your Home

Finance repairs, remodels, and projects up to $10,000.

As low as

5.75%

APR*

Commercial Equipment Loan Special

Finance the equipment that keeps your business running.

Learn More

As low as

4.99%

APR*
$500 Scholarship Opportunity for Accentra Members

Application Deadline April 1st

Learn More

$500

Scholarship
Upgrade Your Home

Finance repairs, remodels, and projects up to $10,000.

Learn More

As low as

5.75%

APR*

The Accentra Credit Union Story

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Pay Bills

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Service Where it Counts

Mobile banking lets you manage your accounts whenever you need to, county to county and coast to coast.

Your Home Mortgage Homebase

Get to know the mortgage process from A-Z, complete applications, and calculate the best options for your budget.

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