Business Products
Business Banking Built for Local Success
From everyday commercial checking to flexible business financing, Accentra Credit Union delivers the modern digital tools, expert guidance, and local decision-making Minnesota businesses need to grow and thrive.
Why Choose Accentra for Business Banking
- Fast, local decision-making
- Personalized guidance from dedicated business banking experts
- Competitive interest rates and flexible terms tailored to cash flow
- Secure 24/7 digital banking
- Community-focused credit union invested in local economic growth
Business Checking
Accentra Business Checking gives entrepreneurs, nonprofits, and growing companies a practical way to manage everyday finances. Convenient digital tools make it easier to handle transactions, monitor cash flow, and stay organized. Personalized support helps you choose an account that fits your business goals.
- Low monthly service fees*
- No minimum balance requirements
- Free digital banking services
- Free Visa® business debit card and dividends on qualifying balances
Business Share Savings
Accentra Business Share Savings helps local business owners build a reliable financial safety net while earning competitive returns. Flexible liquidity options and dedicated commercial savings solutions make it simple to reserve funds for future tax obligations, capital expansion, or operational cash buffers.
- Low $5 minimum opening deposit to establish membership
- Specialized savings options designed for local non-profit organizations
- Competitive dividend rates to maximize return on surplus liquidity
- Business Certificates and Money Market Accounts for tailored growth strategies
Business Loans
Fuel company growth with tailored commercial lending solutions powered by local decision-making and competitive rates. Whether acquiring updated equipment, expanding commercial real estate, or maintaining working capital, our commercial lending team works directly with you to fund your vision.
- Flexible equipment and machinery financing solutions
- Commercial vehicle and fleet financing options
- Revolving business lines of credit for dependable cash flow support
- Competitive rates for commercial real estate acquisition and refinancing
Business Account Services
Streamline daily back-office operations and optimize treasury management with integrated business payment services. From processing customer credit cards to executing secure wire transfers, our modern merchant and digital tools save time and improve overall payment efficiency.
- ACH origination for streamlined direct deposit payroll and vendor payments
- Comprehensive merchant services to process in-person and online card payments
- Remote deposit capture to deposit checks securely from your office
- Fast and secure domestic and international wire transfer capabilities