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Certificates of Deposit

Accentra Certificate Accounts provide members with a guaranteed rate of return on insured investments over a fixed period of time. With a range of terms and minimum opening deposits there’s an option for everyone.

Certificate Accounts:

3- to 60-month terms
Minimum opening deposit as low as $10.00
No fees or service charges
Funds are Federally insured by the National Credit Union Administration (NCUA)

At maturity you can:

Automatically renew principal and dividends for the same term at the current rate at the time of renewal
Withdraw your dividend earnings and renew principal
Reinvest the certificate in a different investment
Cash in the entire certificate (if you withdraw funds from the certificate early there is a penalty)

Certificate Accounts
Term	Rate	APY*	Interest Compounded	Minimum Opening Deposit
3 Months	0.05%	0.05%	At Maturity	$500.00
6 Months	0.05%	0.05%	At Maturity	$500.00
7 Months	0.45%	0.45%	At Maturity	$500.00
12 Months	0.05%	0.05%	Quarterly	$500.00
12 Months	0.15%	0.15%	Quarterly	$50,000.00
18 Months	2.27%	2.27%	Monthly	$10.00
23 Month Special	1.33%	1.33%	Quarterly	$5,000.00
24 Months	0.10%	0.10%	Quarterly	$500.00
24 Months	0.20%	0.20%	Quarterly	$50,000.00
36 Months	0.20%	0.20%	Quarterly	$500.00
36 Months	0.30%	0.30%	Quarterly	$50,000.00
36 Month Step up	0.15%	0.15%	Quarterly	$500.00
36 Month Step up	0.25%	0.25%	Quarterly	$50,000.00
48 Months	0.25%	0.25%	Quarterly	$500.00
48 Months	0.35%	0.35%	Quarterly	$50,000.00
60 Months	0.30%	0.30%	Quarterly	$500.00
60 Months	0.40%	0.40%	Quarterly	$50,000.00