Accentra Credit Union

800.533.0448

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Certificates of Deposit

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Certificates of Deposit

Accentra Certificate Accounts provide members with a guaranteed rate of return on insured investments over a fixed period of time. With a range of terms and minimum opening deposits there’s an option for everyone.

Certificate Accounts:
  • 3- to 60-month terms 
  • Minimum opening deposit as low as $10.00
  • No fees or service charges
  • Funds are Federally insured by the National Credit Union Administration (NCUA)
At maturity you can:
  • Automatically renew principal and dividends for the same term at the current rate at the time of renewal
  • Withdraw your dividend earnings and renew principal
  • Reinvest the certificate in a different investment
  • Cash in the entire certificate (if you withdraw funds from the certificate early there is a penalty)

Certificate Accounts 

Term  Rate  APY*  Interest Compounded  Minimum Opening Deposit 
3 Months  0.20%  0.20%  At Maturity $500.00 
6 Months 0.25%  0.25%  At Maturity $500.00 
 12 Months 0.30%  0.30%  Quarterly $500.00 
 18 Months** 0.12%  0.12%  Monthly $10.00 
 24 Months 0.40%  0.40%  Quarterly $500.00 
 36 Months 0.50%  0.50%  Quarterly $500.00 
 48 Months 0.60%  0.60%  Quarterly $500.00 
 60 Months 0.70%  0.70%  Quarterly $500.00 

*APY = Annual Percentage Yield
**Applies to 18 month term only: the interest rate and Annual Percentage Yield (APY) are variable an is based on an Index.


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ABA ROUTING AND TRANSIT NUMBER: 291973292

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Deposit and Loan Products offered by: Accentra Credit Union, An Equal Housing Lender
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