Accentra Credit Union

800.533.0448

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Page Title

WINcentive™ Savings

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Is saving money a challenge? If you’re struggling to save, consider a WINcentive™ Savings account!

WINcentive™ Savings is a savings account that offers Minnesota-based residents the opportunity to win cash prizes from a state-wide drawing. WINcentive™ Savings offers prize drawing entries in return for each time you increase your month-over-month savings balance by $25 (up to 4 entries per month)*. Prize drawings for all participating credit unions take place monthly, quarterly, and annually. In addition, Accentra will have its own quarterly drawings for our members only.

You can improve your money habits in a whole new way that makes saving fun! You'll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! And unlike playing the lottery, you don't lose anything with WINcentive™ Savings - all of the money you deposit into the account is yours.

Account Details and Participation Requirements

$5.00 minimum deposit to open, must be retained as long as the account is open

No cost or monthly fee to have the account

Must be a Minnesota or Wisconsin resident (due to existing state laws)

Must be in good standing with the credit union

Minors are eligible to participate as long as a parent or guardian is included on the account

Business, trust, or other non-consumer accounts are not eligible

Accentra employees and their family members are eligible to participate

Limit one WINcentive™ Savings account per person per participating credit union

Unlimited number of deposits allowed

Account is subject to withdrawal fees if funds are withdrawn during the 12 month savings period

Winners will be responsible for reporting and paying applicable state and federal taxes on prizes awarded

WINcentive™ Savings Participation Agreement must be completed and retained by Accentra upon account opening

 
Prize Drawing Schedule

Number of State-Wide Winners Prize Amounts Drawing Dates

Monthly 45 $100 10th of each month

Quarterly 4 $1,000 10th of April, July, October, & January

Annual 1 $5,000 January 10th of following year

*Prize amounts are estimates and subject to change. Drawings will occur on or around the 10th of each month, or the next business day, for the previous month and/or quarter.
**Winning one prize category (monthly, quarterly, or annual) does not disqualify you from winning a different prize category within the same year.
 WINcentive™ Savings Truth in Savings Disclosure

To open a new WINcentive™ Savings account click on the button below that applies to you to complete the application.


If you're already an Accentra member but you're not currently enrolled in online banking please contact us.
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