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Commercial Loans

Growing and sustaining your business often requires access to additional capital. Offering a wide variety of financing options provides you with options to meet the borrowing needs of your business. We will work with you to determine the loan type that best fits your business needs and all of our loan decisions are made locally, following standard underwriting practices. Commercial loan options include:

Real Estate
Equipment
Vehicle
Inventory
Line of Credit
Stock

Accentra offers all of the financial services you’ll need to keep your business running smoothly.

Free Business Services

In addition to exceptional personal attention to your loan, you’ll have access to a number of products and services, including Business Checking (link) when you utilize Accentra for your business banking needs. The free benefits below are just the beginning of the enhanced level of service you’ll receive as an Accentra member.

24/7 Account Access with Online & Mobile Banking
Online Bill Pay
E-Statements
Medallion Signature Guarantee
Notary Public Service
Night Drop
VISA Debit/ATM Card
VISA Credit Card
NCUA Deposit Insurance
UChoose Rewards

Additional service charges may apply depending on activity. Charges are subject to change.

Opening an Account

To open a new business account, you will need to provide copies of the following:

Articles of Incorporation or Organization, Partnership Agreement, or DBA filing.
A Employer Identification Number (EIN) or Federal Tax Identification Number (TIN) registered to the business.
Legal documentation that shows when the company was formed, filing with Minnesota Secretary of State.
Personal identification and social security numbers of all authorized signers.

Additional Services

Understanding that your business needs a full service business partner, we offer a variety of financial related services. Some of these services include:

Merchant Processing
ACH Origination
401k Plan Administration*
SEP/Simple Plans*
Key Person Life Insurance*
Remote Deposit Capture
Safe Deposit Boxes
Payroll Services

Pricing for these services varies based on a number of factors. If you are interested in learning more, contact a Credit Union representative at 507-433-1829.