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Commercial Loans

Growing and sustaining your business often requires access to additional capital. Offering a wide variety of financing options provides you with options to meet the borrowing needs of your business. We will work with you to determine the loan type that best fits your business needs and all of our loan decisions are made locally, following standard underwriting practices.

In addition to loans, Accentra offers all of the financial services you’ll need to keep your business running smoothly.

Free Business Services

In addition to exceptional personal attention to your loan, you’ll have access to a number of products and services, including Business Checking (link) when you utilize Accentra for your business banking needs. The free benefits below are just the beginning of the enhanced level of service you’ll receive as an Accentra member.

24/7 Account Access with Online Banking
Online Bill Pay
E-Statements
Medallion Signature Guarantee
Notary Public Service
Night Drop
Call-24 phone account access audio response
VISA Debit/Check Card
VISA Credit Card
ATM Card
NCUA Deposit Insurance

Additional service charges may apply depending on activity. Charges are subject to change. See our Business Account Fee Schedule for service charge details.

Opening an Account

To open a new business account, you will need to provide copies of the following:

Articles of Incorporation or Organization, Partnership Agreement, or DBA filing.
A valid business Tax Identification Number (TIN).
State issued document with registered business name.
Personal identification of all authorized signers.

Additional Services

Understanding that your business needs a full service business partner, we offer a variety of financial related services. Some of these services include:

Merchant Processing
ACH Origination
Overdraft Protection
Corporate Credit Cards
401k Plan Administration*
SEP Plans*
Key Person Life Insurance

Pricing for these services varies based on a number of factors. If you are interested in learning more, contact a Credit Union representative.