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Membership

About Accentra Credit Union

Accentra Credit Union is a member-owned not-for-profit financial cooperative. This means that, unlike other financial institutions, we are owned by our members and run by a volunteer Board of Directors. Our board is elected by our members and as members themselves they care about the credit union and they continually work to serve the best interest of the entire membership with an emphasis on service over profits.

Credit Unions are different from other financial institutions because instead of paying stockholders we return our profits to our members in the form of lower loan rates, high savings rates, fewer or no fees for products and services, and overall investments that make the banking relationship more convenient and secure for everyone.

Become a member

Accentra membership is available to anyone that lives, works, worships or attends school in the Minnesota counties of Freeborn, Mower, Olmsted, and Winona. In addition, if you are related to a current member by blood, adoption, or marriage you are also eligible for membership, regardless of your location.

At Accentra we stand by the saying, “Once a member, always a member.” If your location or status were to change, you and anyone you brought to the Credit Union will retain your membership. A variety of online banking options make your banking relationship with Accentra convenient regardless of your proximity to a branch. To be a member you simply need to deposit $5.00 into an Accentra savings account. For more information on joining, please call us at 800.533.0448 or stop in to see us. You can also join online! Simply click here to get started.

For more information on Credit Union membership and what it means, check out this video.