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Basic Checking

Basic Checking is Accentra’s free checking account. A $50 deposit is needed to open an Accentra checking account. There are no maintenance fees or transaction charges associated with this account and it is non-interest bearing. Basic Checking best serves members that use their debit cards infrequently and those that haven’t signed up for e-statements. The Basic Checking account provides the following:

Free home and mobile banking, tablet apps, and a free debit card

No Monthly Maintenance or Transaction Charges

Auto Overdraft Transfers - $2.00¹

Bill Pay (per month) - $2.00

Six free uses of non-Accentra owned ATMs (per month – any additional use is $2.00)²

Replacement debit card - $5.00

UChoose® Rewards³

¹ From savings or line of credit to cover overdrafts. Transfers are made in increments of $100.
²Surcharges may apply.
³ UChoose® Rewards registration required.