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Basic Checking

Basic Checking is Accentra’s free checking account. A $50 deposit is needed to open an Accentra checking account. There are no maintenance fees or transaction charges associated with this account and it is non-interest bearing. Basic Checking best serves members that use their debit cards infrequently and those that haven’t signed up for e-statements. The Basic Checking account provides the following:

Free home and mobile banking, tablet apps, and a free debit card

No Monthly Maintenance or Transaction Charges

Auto Overdraft Transfers - $2.00¹

Bill Pay (per month) - $2.00

Six free uses of non-Accentra owned ATMs (per month – any additional use is $2.00)²

Replacement debit card - $5.00

UChoose® Rewards³

To open a new Basic Checking account click on the button below that applies to you to complete the application.

If you're already an Accentra member but you're not currently enrolled in online banking, please contact us.

¹ From savings or line of credit to cover overdrafts. Transfers are made in increments of $100.
²Surcharges may apply.
³ UChoose® Rewards registration required.