Page Title

Home Loans

Accentra Credit Union offers a full line of mortgage loans with competitive rates, flexible terms and low closing costs.

If you are purchasing a new home, refinancing, buying a lot or building a home, give us a call today. We have both fixed and variable rate loans. The application process is fast and easy. To set up your appointment call 507-433-1829 or 800-533-0448.

Home Equity Loans

Home Equity loans are also referred to as second mortgages because you can borrow against your home's equity, which is the difference between what you owe against your home and the market value.

Our Home Equity Loan options include:

Home Equity Line of Credit Loans
Fixed Rate Home Equity Loans
Home Improvement Loans

HELOC Loans

Whether you’re thinking about home improvements, a new vehicle, college education, or even debt consolidation, use the money in your home by applying for a low interest rate Accentra Home Equity Loan.

The dishwasher dies. You come home to a leaky water heater. Unexpected expenses are hard to budget for, but we can help with a Home Equity Line of Credit (HELOC) loan.

Once your credit line is approved, $100 minimum advances can be made online or by calling or visiting our office.

Accentra pays normal closing costs and finances owner-occupied, single-family units, as well as vacation homes.

Fixed Home Equity Loans

Use your home's equity to finance a one-time expense, such as home improvements, tuition, vacations or a new room addition.

Home Improvement Loans

Remodeling? Use a Home Improvement loan to spread the payments for your big project over a longer period of time. You don't need separate loans for the plumber, electrician, and lumberyard -- you can consolidate everything into one monthly payment.

Our lending team looks forward to helping you with all of your financing needs. Call 507-433-1829 or 1-800-533-0448 to set up an appointment.

Tracy Cromwell	Brad Hjellming	Barry Fett	Anita Perkins
NMLS #565562	NMLS #648920	NMLS #649049	NMLS #1788275

Mortgage Calculator

Adjust the inputs to see how much your mortgage would cost over time.

Home Price

Down Payment

($50,000)

Loan Term

Interest Rate

Annual Payments

Years

$200,000

Loan Amount

$1,043

Monthly Payment

$175,586

Interest to be paid

Mar 2052

Payoff Date

^Disclaimer

^{While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.}