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Home Loans

Accentra Credit Union offers a full line of mortgage loans with competitive rates, flexible terms and low closing costs.

If you are purchasing a new home, refinancing, buying a lot or building a home, give us a call today. We have both fixed and variable rate loans. The application process is fast and easy. To set up your appointment call 507-433-1829 or 800-533-0448.

Home Equity Loans

Home Equity loans are also referred to as second mortgages because you can borrow against your home's equity, which is the difference between what you owe against your home and the market value.

Our Home Equity Loan options include:

Home Equity Line of Credit Loans
Fixed Rate Home Equity Loans
Home Improvement Loans

HELOC Loans

Whether you’re thinking about home improvements, a new vehicle, college education, or even debt consolidation, use the money in your home by applying for a low interest rate Accentra Home Equity Loan.

The dishwasher dies. You come home to a leaky water heater. Unexpected expenses are hard to budget for, but we can help with a Home Equity Line of Credit (HELOC) loan.

Once your credit line is approved, $100 minimum advances can be made by check, online, call-24, or by calling or visiting our office. With this loan you may borrow up to 80% of the property tax statement (or appraised) value of your home, less any outstanding mortgages.

HELOC loans have a low interest rate and there are no loan-advance or annual fees. Accentra pays normal closing costs and finances owner-occupied, single-family units, as well as vacation homes.

Fixed Home Equity Loans

Use your home's equity to finance a one-time expense, such as home improvements, tuition, vacations or a new room addition.

Home Improvement Loans

Remodeling? Use a Home Improvement loan to spread the payments for your big project over a longer period of time. You don't need separate loans for the plumber, electrician, and lumberyard -- you can consolidate everything into one monthly payment.

Our lending team looks forward to helping you with all of your financing needs. Call 507-433-1829 or 1-800-533-0448 for details.

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