Accentra Credit Union

800.533.0448

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Home Loans

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Home Loans

Accentra Credit Union offers a full line of mortgage loans with competitive rates, flexible terms and low closing costs.

If you are purchasing a new home, refinancing, buying a lot or building a home, give us a call today. We have both fixed and variable rate loans. The application process is fast and easy. To set up your appointment call 507-433-1829 or 800-533-0448.


Home Equity Loans

Home Equity loans are also referred to as second mortgages because you can borrow against your home's equity, which is the difference between what you owe against your home and the market value.

Our Home Equity Loan options include:
  • Home Equity Line of Credit Loans
  • Fixed Rate Home Equity Loans
  • Home Improvement Loans

HELOC Loans

Whether you’re thinking about home improvements, a new vehicle, college education, or even debt consolidation, use the money in your home by applying for a low interest rate Accentra Home Equity Loan.

The dishwasher dies. You come home to a leaky water heater. Unexpected expenses are hard to budget for, but we can help with a Home Equity Line of Credit (HELOC) loan.

Once your credit line is approved, $100 minimum advances can be made online or by calling or visiting our office.

Accentra pays normal closing costs and finances owner-occupied, single-family units, as well as vacation homes.


Fixed Home Equity Loans

Use your home's equity to finance a one-time expense, such as home improvements, tuition, vacations or a new room addition. 


Home Improvement Loans

Remodeling? Use a Home Improvement loan to spread the payments for your big project over a longer period of time. You don't need separate loans for the plumber, electrician, and lumberyard -- you can consolidate everything into one monthly payment.


Our lending team looks forward to helping you with all of your financing needs. Call 507-433-1829 or 1-800-533-0448 to set up an appointment.

Tracy Cromwell
Brad Hjellming Barry Fett
Anita Perkins
 

NMLS #565562 NMLS #648920 NMLS #649049 NMLS #1788275  

Mortgage Calculator
Adjust the inputs to see how much your mortgage would cost over time.
Annual Payments
123456789101112131415161718192021222324252627282930$0$3,500$7,000$10,500$14,000
Years
$200,000
Loan Amount
$1,043
Monthly Payment
$175,586
Interest to be paid
Mar 2052
Payoff Date
$0
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Deposit and Loan Products offered by: Accentra Credit Union, An Equal Housing Lender
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