A Little Extra Room for the Holidays
Holiday expenses can add up quickly. Whether you're planning for gifts, travel, family gatherings, or other seasonal expenses, an Accentra Holiday Loan can give you a little extra room in your budget with a fixed rate and predictable repayment period.
A Simple Way to Manage Holiday Expenses
Instead of putting every holiday expense on a credit card or turning to higher-cost borrowing options, a Holiday Loan gives you a set amount to borrow with a defined repayment period.
Use your loan for expenses such as holiday gifts, travel, family gatherings, seasonal bills, or other needs that come up this time of year.
Holiday Loan Details
- Borrow $500–$1,500
- 9.99% fixed APR*
- 12-month term
- No prepayment penalty
- Available October 1–December 31, 2026
- Subject to credit approval
Why not just use a credit card?
You can—just make sure it’s a low-rate Visa Credit Card from Accentra! Enjoy the convenience of credit while keeping your interest costs low.
Which option is right for me?
If you want a set payoff plan, a Holiday Personal Loan is a great choice.
If you prefer flexibility, our Visa Credit Card offers ongoing access to funds when you need them.
Ready to Apply?
Our online loan application does not currently list Holiday Loan as a separate loan type. When completing your application:
- Select “Other (Describe Below)” as the loan type.
- Type “Holiday Loan” in the description field.
- Enter the amount you would like to request between $500 and $1,500.
Questions?
We're here to help. Stop by any Accentra location or contact our team if you have questions about the Holiday Loan or the application process.
Accentra Credit Union - Simply Better Banking.
Apply today and make this season Simply Better.
*APR = Annual Percentage Rate. Offer available October 1 through December 31, 2026. Minimum loan amount is $500; maximum loan amount is $1,500. 12 month term. Estimate payment on a 12mo, $1,500, 9.99% APR loan is approximately $137/month. Subject to credit approval and membership eligibility. One Holiday Loan may be outstanding at a time. Other restrictions may apply.