Enjoy a low intro rate of 3.90% APR* for 6 months!

Rate after 6 month introductory period is 8.50% APR*.

Unlock Your Home's Potential with a HELOC

At Accentra Credit Union, we understand that your home is more than just a place to live – it's a valuable asset that can work for you. That's why we offer Home Equity Lines of Credit (HELOCs) designed to provide you with flexible financing options and competitive rates, empowering you to achieve your financial goals.

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Why Choose a HELOC with Accentra?

  • Competitive Rates: Our HELOCs feature competitive interest rates, ensuring that you get the most value out of your home's equity.

  • Flexible Borrowing: With a HELOC from Accentra, you have access to a revolving line of credit that you can tap into as needed during the draw period. This flexibility allows you to borrow only what you need, when you need it, giving you greater control over your finances.

  • Low Closing Costs: We believe in making homeownership more accessible, which is why we offer HELOCs with low closing costs. Say goodbye to upfront expenses and hello to more savings.

  • Local Service, Local Decisions: As a member-owned credit union, we are deeply rooted in the communities we serve. Our loan decisions are made locally, ensuring a personalized and efficient experience for our members.

  • Convenient Access to Funds: Accessing your HELOC funds is easy and convenient with Accentra. Whether you prefer online banking, mobile banking, or in-person withdrawals, we provide multiple channels for accessing your funds whenever you need them.

  • Expert Guidance: Our team of experienced professionals is here to guide you through every step of the HELOC process. We'll take the time to understand your unique financial needs and provide personalized solutions that align with your goals.

What Can You Do with a HELOC?

The possibilities are endless with a Home Equity Line of Credit from Accentra. Whether you're planning home renovations, consolidating debt, covering unexpected expenses, or pursuing other financial goals, a HELOC can provide you with the funds you need to make it happen.


Ready to Get Started?

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Unlock the potential of your home's equity with a Home Equity Line of Credit from Accentra.

Contact us today at 1-800-533-0448 to learn more about our HELOC options and discover how we can help you achieve your financial dreams.


*APR = Annual Percentage Rate. Payments: 1.0% of principal balance owed on the monthly billing date (minimum payment $50) after each new advance. Loan term is 20 years - 10 year draw period and 10 repayment period. Rate subject to change semi-annually. Maximum rate 18%. A 20 year $30,000 variable rate home equity loan at 8.50% APR has an approximate monthly payment of $300. Other terms and amounts are available.