Home Equity Specials
Limited-Time Offers from Accentra Credit Union
Whether you're planning home improvements, consolidating debt, or tackling a big project, your home's equity can help you reach your goals. Take advantage of these special offers available for a limited time.
HELOC Special Intro Rate
1.99% APR* for the First 6 Months1
Open a Home Equity Line of Credit (HELOC) and enjoy a low introductory rate of 1.99% APR* for the first six months.1 A HELOC gives you flexible access to funds when you need them — perfect for home projects, unexpected expenses, or ongoing improvements.
- Borrow what you need, when you need it
- Flexible revolving line of credit
- Competitive rates and local decision-making
What is a HELOC? (Home Equity Line of Credit)
A HELOC is a flexible way to borrow against the equity in your home. Instead of receiving one lump sum, you’re given a line of credit you can draw from as needed — similar to a credit card.
- Borrow only what you need, when you need it
- Great for ongoing or multiple projects
- Variable rate with flexible repayment options
Best for: Projects done over time, unexpected expenses, or when you want flexibility.
Learn more about Accentra's HELOC's
Fixed Home Equity Loan Offer
Receive Up to $250 Off Closing Costs2
Prefer the stability of a fixed monthly payment? With our Fixed Home Equity Loan, you can lock in a predictable rate and receive up to $250 off closing costs for a limited time.2
- Fixed rate and fixed payment
- Great for larger one-time expenses
- Ideal for remodeling, debt consolidation, or major purchases
What is a Fixed Home Equity Loan?
A fixed home equity loan gives you a lump sum upfront with a fixed interest rate and set monthly payments.
- Predictable monthly payments
- Fixed rate for the life of the loan
- Ideal for one-time expenses
Best for: Large projects with a defined cost, like remodeling or consolidating debt.
Learn more about Accentra's Home Equity Loans
Not sure which option is right for you?
Our team is here to help you choose the solution that fits your goals.
Apply for a HELOC of Fixed Home Equity Loan
Contact our Mortgage Department today!
- Call Aleigh at 507-512-7213
- Email [email protected]
¹APR = Annual Percentage Rate. 1.99% APR introductory rate for the first 6 months. After that, the APR will be a variable rate, currently 6.75% APR, based on the Prime Rate plus a margin, and is subject to change. Offer valid on new HELOCs only or existing HELOCs with an increase of $10,000 or more on their current line. On approved credit. Not all will qualify for the lowest rate. Other fees and closing costs apply and are not included in this rate. Membership required. Offer valid 3/30/2026 thru 7/31/2026.
²Up to $250 off closing costs on a new Fixed Home Equity Loan. Closing cost discount applies only to eligible lender fees. Offer may change or end without notice. One discount allowed per loan. Membership required. Valid 3/30/2026 thru 7/31/2026.